Florida is one of a dozen states in the U.S. that operates under a no-fault law when it comes to filing claims for injuries or damages following an accident. For many drivers, the law and PIP policies can be confusing, especially for individuals who are new to our state. Understanding the laws behind no fault [...]
The Florida House voted 99-11 to repeal Florida’s no-fault law and require every motorist to carry bodily injury coverage. Senate Bill 54, will require Florida drivers to carry combined single-limit liability coverage that consists of at least $60,000 in property damage and bodily injury insurance. Here is a breakdown of what that looks like: $25,000 [...]
Florida has among the highest uninsured motorist rates in the country. It is estimated that nearly 1 in 4 Florida drivers are driving without car insurance. It is a scary statistic, but highlights the importance of Florida drivers carrying what is called uninsured motorist (UM) coverage. Uninsured motorist coverage takes the place of liability coverage [...]